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Author: Mira Kallio

Mira Kallio is an expert in digital payment systems, having worked in the field for over ten years. She is passionate about the development of new technologies and payment processes, and she believes that the future of payments will be even easier and safer.
Consumer Preferences: Payment Methods, Security, Usability
Consumer Trends

Consumer Preferences: Payment Methods, Security, Usability

Mira Kallio21/01/2026

Consumer preferences for payment methods vary widely based on various factors, such as demographic differences and technological advancements. Security and…

QR Code Payments: Usability, Security, Applications
Max Technologies

QR Code Payments: Usability, Security, Applications

Mira Kallio21/01/2026

QR code payments provide users with a fast and convenient way to make payments using smartphones, making transactions easy in…

Regulatory frameworks

Data Protection Act: Impacts, Requirements, Practices

Mira Kallio21/01/2026

The Data Protection Act significantly impacts individuals’ rights and organizations’ responsibilities, establishing clear rules for the processing of personal data.…

Choosing Payment Systems: Reasons, Trends, Impacts
Consumer Trends

Choosing Payment Systems: Reasons, Trends, Impacts

Mira Kallio20/01/2026

The choice of payment systems is a crucial decision that impacts a company’s cost-effectiveness, customer experience, and security. Selecting the…

Blockchain Payments: Transparency, Security, Innovation
Max Technologies

Blockchain Payments: Transparency, Security, Innovation

Mira Kallio20/01/2026

Blockchain payments offer unique advantages such as transparency, security, and innovation, making them an attractive alternative to traditional payment methods.…

Consumer Trends

Consumer Expectations: Payment Methods, Security, Usability

Mira Kallio20/01/202613/02/2026

Consumers’ expectations regarding payment methods focus particularly on security, usability, and the diversity of payment options. These factors play a…

Regulation and Competition: Impacts, Practices, Challenges
Regulatory frameworks

Regulation and Competition: Impacts, Practices, Challenges

Mira Kallio20/01/2026

Regulation plays a significant role in shaping competition, influencing market dynamics, pricing, and consumer choices. It can promote or restrict…

Regulation and Business Models: Impacts, Practices, Development
Consumer Trends

Regulation and Business Models: Impacts, Practices, Development

Mira Kallio19/01/2026

Regulation has a significant impact on business models, as it determines how companies can operate in the market. Changing regulatory…

Biometric Payments: Security, User-Friendliness
Max Technologies

Biometric Payments: Security, User-Friendliness

Mira Kallio19/01/2026

Biometric payments are innovative payment systems that utilize the user’s biological characteristics, such as fingerprints or facial recognition, to authenticate…

Social Media and Payment: Trends, Reasons, Effects
Consumer Trends

Social Media and Payment: Trends, Reasons, Effects

Mira Kallio19/01/202613/02/2026

Payment through social media is a rapidly evolving phenomenon that is changing consumer behavior and markets. The growth of in-app…

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