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Author: Mira Kallio

Mira Kallio is an expert in digital payment systems, having worked in the field for over ten years. She is passionate about the development of new technologies and payment processes, and she believes that the future of payments will be even easier and safer.
Max Technologies

Blockchain Payments: Transparency, Security, Innovation

Mira Kallio30/01/202613/02/2026

Blockchain payments offer unique advantages such as transparency, security, and innovation, making them an attractive alternative to traditional payment methods.…

Consumer Trends

Consumer Behavior: Payment Methods, Trends, Impacts

Mira Kallio30/01/202613/02/2026

Consumer behavior regarding payment methods has changed significantly from traditional cash payments to modern digital solutions. Nowadays, more and more…

Mobile Payments: Security, Speed, User-Friendliness
Max Technologies

Mobile Payments: Security, Speed, User-Friendliness

Mira Kallio30/01/2026

Mobile payments are a modern form of payment that combines security, speed, and user-friendliness. Security is a primary factor, as…

Consumer Protection: Regulation, Practices, Challenges
Regulatory frameworks

Consumer Protection: Regulation, Practices, Challenges

Mira Kallio29/01/2026

Consumer protection in Finland is based on legislation that safeguards consumers’ rights and obligations. The main regulations, such as the…

Payment System Monitoring: Practices, Challenges, Development
Regulatory frameworks

Payment System Monitoring: Practices, Challenges, Development

Mira Kallio29/01/2026

The monitoring of payment systems is a key component of the financial infrastructure that ensures the security and efficiency of…

Regulatory frameworks

Payment System Monitoring: Practices, Challenges, Development

Mira Kallio29/01/202613/02/2026

The monitoring of payment systems is a key component of the financial infrastructure that ensures the security and efficiency of…

Max Technologies

Biometric Payments: Security, User-Friendliness

Mira Kallio29/01/202613/02/2026

Biometric payments are innovative payment systems that utilize the user’s biological characteristics, such as fingerprints or facial recognition, to authenticate…

Consumer Trends in Finland: Changes, Reasons, Effects
Consumer Trends

Consumer Trends in Finland: Changes, Reasons, Effects

Mira Kallio28/01/202613/02/2026

Consumer trends in Finland describe the ongoing changes in consumer behavior and preferences that impact markets and businesses. These trends…

Contactless payment: Practical applications, Security, User experience
Max Technologies

Contactless payment: Practical applications, Security, User experience

Mira Kallio28/01/2026

Contactless payment is a convenient payment method that allows for quick and effortless transactions without the need to insert a…

Regulation and Consumers: Impacts, Practices, Challenges
Consumer Trends

Regulation and Consumers: Impacts, Practices, Challenges

Mira Kallio27/01/2026

Regulation plays a significant role in protecting consumers and shaping the competitive landscape of markets. In Finland, regulatory practices cover…

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